Pet trusts in Canada: funding ongoing care for a companion animal

Pets are property under Canadian law — you can't leave them money directly. But you can name a caregiver and fund a small trust to cover food, vet visits, and a modest stipend.

A pet trust is a clause in your will that (a) names the human caregiver who takes ownership of the animal, and (b) sets aside a cash amount to be used for the pet's care. The caregiver receives the funds in instalments, contingent on continuing to look after the pet.

Reasonable funding levels depend on the animal's species and life expectancy. A senior cat with health needs might justify $5,000-$10,000; a young, healthy dog might need $15,000-$25,000 to cover a full lifetime. Over-funding can be challenged as unreasonable by other beneficiaries.

Legalify's pet-trust module on FAM-12 lets you set the cash amount and pick a caregiver. The drafted clause handles caregiver substitution if your first choice can't take the pet, and it ensures any leftover funds revert to your residue rather than the caregiver personally.

Disclaimer: This page is for general education only and is not legal advice. Rules vary by province and change over time; speak with a qualified lawyer about your own circumstances.

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